No one here can see details. So just wait. While waiting you can phone PayPal support for more information. Why was your account limited? Specifically, what information did you provide?
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You recognized the email correctly as suspicious. NEVER click on a link in a suspicious email as it is a way for the perpetrator to collect information from you and/or your computer. If you had lookedly carefully you would have seen that the email address of the sender was not a PayPal email address. Forward to Spoof@PayPal.com
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Here is what is permitted for sending money with PayPal Credit: Your ability to make payments to third parties using PayPal, Inc.'s services, including in connection with: (i) a Purchase of goods or services; or (ii) a transfer of money to friends or family members (not to or from a business) without a Purchase. You cannot withdraw funds for yourself but you can send family/friends. The sender will pay a fee for friends/family. Promotional purchases will be offered from time to time. There is no guarantee that PPC will be offered for a payment. There is no guarantee there will be a promotional option. PPC can be offered as straight credit with full amount due after first statement in order to avoid interest.
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@bikescience I wasn't asking for a status I was asking what you did. Did you specifically file a dispute with PayPal? If so, when and what type?
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Technically, I think it is possible but you will be charged a fee even for friends/family. From a practical perspective, there is no way to know for sure until you are read to make the payment. If PayPal Credit shows up as as option, then you can use it. If PPC is not presented as an option, then you need to select a funding source from the available options.
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PayPal has many reasons to hold money, including a 21 day hold for new members. PayPal does not make exceptions base on your perceived need. For more information click on Legal at the bottom of the page then User Agreement. Go down to the section on holds so you understand what is happening.
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Use PayPal Here and accept the HUGE risk of loss. Use a credit card processing service such as FirstData, but you are still at high risk for card not present transactions.
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