New to the community? Welcome! Please read our Community Rules and Guidelines
Coming soon: We are giving your Community a new look.
I recently saw a $0 Paypal Prenote transaction posted to my linked checking account. I have never seen this before. As I understand it a prenote is a way of validating account information. I did not recently setup any kind of direct deposit. Is this normal or some sort of phishing/fraud attempt?
Solved! Go to Solution.
Thank you all for your posts! I'm very sorry to hear that there was confusion and concern regarding the prenote/prenotification activity between PayPal and your bank. The zero-dollar test is not shown in your PayPal account, but may or may not display in your online activity with your bank. A prenote is a legitimate test, and is not an indication of any sort of unauthorized or fraudulent activity. It is done to ensure that the bank is still active and operational, and does happen periodically. It has no impact on your bank balance.
More information can be found in this Help Center article.
I hope this information is helpful in setting your minds at ease.
did anyone else get a DEP Prenotification of $0.00 charge on their bank account today or recently? I'm not too worried since nothing was charged but I just want to know what this is. I haven't used my account in years.
I have one as well on my bank account and haven't used my account in about a year. Hoping my account was not hacked.
yes, i noticed a transaction labeled that on 4/26! would love an explanation if anyone figures it out
I did get one as well. Perplexed to say the least. Found this thread from a duckduckgo search. Only other one I saw was on Reddit. Hopefully, someone from PayPay will bud in an address this. Don't think this a hack, but you never know nowadays. In a way, I am just glad I'm not the only one. 🙂
I called paypal help line, spoke to a live person and explained what I (and all of you) are seeing.
she said there is no record of any transaction from paypal, not even a $0.00 transaction. no autobot or any other type of account verification transaction. bottom line, she said was not from paypal and that I should call my bank to get more info on the source of the transaction.
Last time i called my bank about an ACH transaction, they couldn't tell me anything about it.
anyway.... my bank is a credit union and their help like is closed until monday.
here's hoping it's not a hacker
©1999-2023 PayPal, Inc. All rights reserved.