Paypal Prenote Transaction

[kcw4]

I recently saw a $0 Paypal Prenote transaction posted to my linked checking account.  I have never seen this before.  As I understand it a prenote is a way of validating account information. I did not recently setup any kind of direct deposit. Is this normal or some sort of phishing/fraud attempt?

[mpippi]

did anyone else get a DEP Prenotification of $0.00 charge on their bank account today or recently? I'm not too worried since nothing was charged but I just want to know what this is. I haven't used my account in years. 

[Sgabald]

I have this as well. I was worried my account could have been hacked but now I’m not sure if you have it too?

[Taba99]

I have one also

[neverendingluv]

I have one as well on my bank account and haven't used my account in about a year.  Hoping my account was not hacked.

[sangstman]

yes, i noticed a transaction labeled that on 4/26! would love an explanation if anyone figures it out

[Moondeath]

Yes I received one as well. PayPal should explain

[lylejk]

I did get one as well.  Perplexed to say the least.   Found this thread from a duckduckgo search.   Only other one I saw was on Reddit.   Hopefully, someone from PayPay will bud in an address this.  Don't think this a hack, but you never know nowadays.   In a way, I am just glad I'm not the only one.   🙂

[Snowman315]

I called paypal help line, spoke to a live person and explained what I (and all of you) are seeing.

she said there is no record of any transaction from paypal, not even a $0.00 transaction. no autobot or any other type of account verification transaction. bottom line, she said was not from paypal and that I should call my bank to get more info on the source of the transaction.

Last time i called my bank about an ACH transaction, they couldn't tell me anything about it.

anyway.... my bank is a credit union and their help like is closed until monday.

here's hoping it's not a hacker

[museumdirector]

Got the same response from PayPal customer service - they didn’t initiate the transaction, and they recommended I call my bank. I did file a report with my credit union, though they were reluctant to do it. They didn’t seem to share the suspicion I have that this could be a test transaction before making an unauthorized attempt to withdraw funds. Report it and keep an eye on your accounts, everyone.