Asking for another credit card on checkout.

[Golden12]

My account is verified and i have both my checking account and debit card attached to my account. However when i go to purchase something it tells me to add another card (master card/discover card). I also have more than enough funds in my paypal wallet to cover the purchase. Has anyone else ran into this problem?

[sharpiemarker]

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@Golden12 wrote:

My account is verified and i have both my checking account and debit card attached to my account. However when i go to purchase something it tells me to add another card (master card/discover card). I also have more than enough funds in my paypal wallet to cover the purchase. Has anyone else ran into this problem?

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You have a debit card linked, perhaps they need a credit card too simply for verification, not because you don't have funds in your wallet.

[nevadasmith]

in case something went wrong with this transaction and you don't have enough in your wallet ,then it will charge your credit card.

[Golden12]

I already have my bank account and my card linked tho. Plus it is only asking for a master card or a discover card only.

[Golden12]

I'm already verified tho. Plus it is only asking for two specific credit cards. A master card or a discover card.

[PayPal_Siobhan2 · Accepted solution]

Hi Golden12,

The responses provided to you previously by our advisors are all possible scenarios. A merchant has the option in there Seller Preferences to choose what type of payment methods they may or may not accept.

A seller may request credit card payments only as these are guaranteed and it is an instant payment. Many merchants will request funds from a financial institution rather than the PayPal account balance and it is particularly common with merchants who offer Subscription/Billing Agreements.

Thanks,

Siobhan