Hi, I just had something very similar happen to me. I get notified on my cellphone automatically whenever I get a charge posted to my credit card account over $30. It helps me detect fraud and keep an eye on any unauthorized charges to my credit card account and helps me keep track of my spending. So sure enough, today I saw a charge from Digital River, that I did not recognize. Thinking the same as everyone else, I thought it was an unauthorized charge, and was thinking that my credit card had been compromised. Turns out this wasn't the case! Apparently, when I placed an order for a new cellphone about 3 weeks ago on Samsung.com I also added a micro SD card to expand the storage while purchasing the new phone. That micro SD card was backordered at the time so it did not ship when the cellphone shipped. Additionally, I financed the phone through my cellphone provided via the Samsung website because of the deal they were giving me at the time because of Black Friday. So I thought everything was getting financed through my provider. But I was wrong. The only thing that gets financed was the phone. All of the other accessories that I also ordered needed to be paid for up front, along with the sales tax, and a down payment for the phone that needed to be covered up front. So yes, I authorized that payment via my credit card for the down payment, my added accessories, and the sales tax. But because the SD card was backordered, they didn't charge my credit card for it until it shipped, which was today, almost 3 weeks after the original order. So when I saw the charge, and it said Digital River, and not Samsung or my cell service provider, I too thought something was wrong and I didn't recognize the charge. But the reality is, the charge was authorized, and it was indeed for something that I ordered online. So my point is, it never hurts to keep an eye out for unauthorized charges to any of your accounts, but if you see a charge from Digital River, don't automatically think it's fraud. Think back long and hard. It's quite possible it is an authorized charge that just got delayed, like mine did, or like many others have said, a subscription to a service that you signed up for that might have been free at first, but is now being billed to you by Digital River when in fact it could be from any number of e-commerce vendors or service providers that use Digital River to process the payment. I hope this long winded story helps a few of you figure out that what you thought might have been fraud was just something that you forgot that you authorized just a few days, weeks or even months before.
