@NormBarb wrote: I made a payment to a family member, but accidentally did not tag it as personal, so a charge was applied. It was immediately refunded (within 5 minutes). It was never deposited. PayPal has put it on Temporary Hold. Is this a scam or what!! When you say "never deposited" I assume you mean that the recipient did not claim the cash. I also assume that you funded this transaction from your bank account. What happens when you do that is: 1) PayPal sends a withdrawl to your bank for the amount of the transaction and assumes that you have the cash available in your bank account. 2) PayPal immediately makes the cash available to the recipient even though they have not yet received the cash from your bank. 3) When the recipient refunded the cash to you, PayPal put it on hold until it actually gets the cash from your bank (which takes a few days). The problem is with the delays inherent in the ACH system between banks, and not a "scam" on PayPal's part. Hope this is helpful, or at least explains the issue.
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