Hello @ arbind67,
Welcome to PayPal Community Forum and thank you for posting!
I understand that you're trying to receive funds from Upwork. Please be informed that you can only send money at this time we do not offer to receive money service in your country. PayPal is constantly looking for ways to expand our product and service availability globally and appreciate your interest! You can certainly use your card as funding source to send money\to make purchases.
Regards,
Ayesha
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