Hello @DJ277,
Welcome to the PayPal Community! I'm sorry to hear you're running into some issues with the currency conversion calculator. I did pull the following info from the article Where can I find PayPal's currency calculator and exchange rates?
"We receive a wholesale rate quote from our bank twice a day and add a percentage to determine the retail foreign exchange rate to apply to transactions that involve a currency conversion."
That could account for different rates at different times in the day. I hope that clears things up!
- Jon K
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