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Hello @Gonzales5,
Thanks for joining the Community!
I'm sorry you're having trouble setting up monthly payments for paying your bills. If I understand correctly, it sounds like the merchant's checkout flow is requiring you to have a linked bank account to establish the automatic payment. You can link a bank account by following the instructions on our Help Center here: How do I link a bank account to my PayPal account? However, accounts registered in Germany are only able to use bank accounts for sending payments to personal accounts or withdrawing at this time. To make regular purchases, you would only be able to use the linked card that you mentioned.
Thank you for your understanding,
- Meghan
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