i recently signed up with pay pal - im just awaiting for my bank to be confirmed.i have some questions bout pay pal:
1) when my bank does get varifed and i have money in my pay pal account (but dont have money in my bank account) - and i went and bought something online for say ie: 5.00 (with shipping includded) - would that have the money be deducted just from my pay pal account and not my bank account to?because i dont wanna go in the negatives on my bank account
2) even though im waiting on my bank to be varifed intill then when i have money in my pay pal account could i go ahead and buy something or do i have to wait till my bank gets varifed?
3) once i get enough money in there i will be transfering some from my pay pal account to my bank account (once that gets varifed to) - does pay pal or my bank (i use chase) will they charge me to transfer money? if so how much? just wondering
4) when i wanna buy something online or from some one do i have to have a credit card on file (not my bank card) to send money to people?
5) when some one sends me money is it in my pay pal account imediartly incase i wanted to go buy something right then?
6) i dont have a credit card hooked to my pp account - i have a debit card - thats the card i used to varify my bank stuff (and im awaiting for the 2 small disposits from pay pal to come and they havent) - how long does that ussally take? i swear i saw 2 to 3 days but some one told me it would take 10 days for the 2 small desposits to come from paypal to my bank account - so may i ask which is it?i opened my account on 3/1/11 - if it is 10 days is that business days or does that included weekends days to?if it does include weekends then i should get my 2 disposits on/around 3/11/11? if it doesnt include weekends then i should get my 2 disposits on/around 3/15/11?
7) does it have to be a credit card or could a debit card work to use?because i dont have a credit card with chase - i only have a debit card.
😎 even though im not varifyed yet i have some money in my account so that means i could go buy something if i wanted to (even if the item is below in amount of what i have in my pay pal account)?
9)when i clicked my limits policy thingy its saying at the top of that page:
For security reasons, there are initial limits on the amount of money you can send, receive, and withdraw from your PayPal account. It’s easy to lift these limits – simply verify your bank account or card information.
im waiting on my bank to get varifyed but paypal hasnt sent the 2 small disposits yet (and i MADE sure the info was correct when i sent it in the 1st time) - now my bank account with paypal it says (from my paypal account) - it says the bank account is disabled - does that mean the bank account is on hold because paypal hasnt sent the 2 small disposits yet?
i have some money in my account right now (not much) but a girl who i trade with sent me some paypal for some stickers and she is varifyed and the money is listed in the account but another girl just tryed to send me money for a gift and she is varifyed to but she is having problems sending the money.i know when i have people send me money or when i send them money to mark it as a gift so i wont or they wont get fee charged.
