Lowering PayPal Credit Limit
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
I've kind of poked around looking for this, but can't quite find the answer I'm looking for. I would like to lower my PayPal Credit spending limit. I simply have no need for it to be that high and don't like credit that I won't use to show up to potential creditors. Is there a way to lower my limit? Thanks!
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
You could close your account if you don't like PayPal Credit.
Credit companies will always give you high credit in hopes you will spend more, so you won't be able to lower you limit.
Low usage for high credit is a good thing for your finacail credit reports.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Thanks for the response. It's not that I don't like it, I simply don't need thousands of dollars of credit. I've lowered credit limits with credit card companies before, so I assume it can be done with PayPal, as well.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
You could phone PayPal customer service and talk to a PayPal Credit specialist for direct assistance.
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content

Haven't Found your Answer?
It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.
- Promotional Purchases - refund strategy and exploting the customer in About Payments (Archive)
- Pay over maximum paypal allowance. in About Payments (Archive)
- PayPal Balance on Websites in About Payments (Archive)
- Paypal Confirmed my bank account without deposits in About Payments (Archive)
- PayPal credit in About Payments (Archive)