PayPal credit

[Peter1961]

Hi, I'm new to PayPal credit and I'm already confused. When I total up what I've spent and added it to my available credit it still doesn't add up to my credit limit! Can anyone explain that? Thanks

[DPCreations · Accepted solution]

If you really want to know you'll need to phone PayPal Credit.  No one here has your account details, your credit history, your purchase history, your payment history, or financial situation.  PayPal uses a variety of security risk evaluations for each purchase.  If you attempt to make a purchase beyond your limit AND you qualify for a higher limit, PayPal Credit will raise it as needed.

[Peter1961]

Thank you for your quick reply. I understand you don't have my details and I now believe I should give it a little bit more time as my available credit seems to be starting to balance out. I've only had PayPal credit for four days and have only used 15% or less of my credit limit. I like to keep my finances in order and when I noticed the figures on this new account didn't balance it concerned me. Thank you again for your prompt reply. Pete