Why can't I use PayPal credit??
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Ill keep it short and sweet. I was approved for PayPal credit with a pretty decent line of credit. ive tried to make multiple purchases from very low - couple hundred dollars and every timre it has told me that this purchase is not eligible for paypal credit, every single one. what is going on?
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it is not like your traditional bank or cc credit,it is meant for online purchases,and not always available.
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You were approved but it doesn't mean you can spend it. Many people have reported this problem so it is not just you. How much of an account history do you have with PayPal? PayPal reserves the right to restrict the use of the credit line based on the circumstances of each purchase too. Purchases can be denied even after you check out.
You can contact customer service for exact reason why:
https://www.paypal.com/us/selfhelp/contact/call
Kudos & Solved are greatly appreciated. 🙂

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