NSF FEE

[hypE]

I need help/advice please!

 (PRICES ARE ALL IN CAD)

So on July 23rd I bought  a game called Overwatch from Blizzard Entertainment. The game was $54.22 dollars. I had $10.93 on my paypal account and $11.91 on my bank account. Not realizing that it would go through, I bought the product. I quickly panicked and refunded the product I accidently bought. Blizzard support said that the refund will happen within a week. I did some more research and found out that i could get charged a NSF fee from my bank. (NOTE: I didn't know what a NSF fee is before until that moment). On July 25th I contacted Blizzard support again to ensure the refund was happening. The rep talked to me and ensured it was happening. 5 min later i got the refund back. i saw that i had my 10.93 was back. Then I saw that the rest was on Temp hold. (The rest of the money was non-existant since i had no funds). I called my uncle and he give me $45. I assumed that paypal would take that money with my 10.93 and then refund it back. Next day ( the day im writing this) July 27. I opened up my bank balance and found that i got a NSF fee. The NSF fee was 45 dollars. I called the bank rep and tried to waive the fee, but it didnt work. Now its 2:15 AM writing this message as my last hope to get advice. Ive read that I can get charged another NSF fee by paypal. I really need help. I dont know what to do next. If you have any questions i will try to answer it quickly.

[kernowlass]

@hypE

When you send a bank funded Instant Transfer payment, two things happen simultaneously:

- PayPal sends a request to your bank for the funds for the transaction. It takes 3-7 business days for funds to come from your bank.

- PayPal pays the seller up front for you, instantly, so that the seller will not delay in processing your order.

When refund or cancellation occurs for that payment within a few days of it being sent, the funds that PayPal paid up front for you are returned.

However, the funds from your bank account are still in transit. They haven't reached your PayPal account yet.

As soon as those funds clear, they are available for you to use or withdraw.

[hypE]

28-Jul-2016

Failed Transfer

Completed

Details

-$43.29 CAD

Is PayPal gonna send another request to my bank?? Im confused..Am i going to get another NSF fee or is it all done.

[GinaA]

You will get another back NSF for every attempt