I only use the app on my phone. when I use paypal but there is not way to transfer money to paypal. When I went to my computer, I was then able to transfer money to my paypal account without a problem. You ask a good question, why not directly send money to paypal from my bank. If I wanted to just use my bank visa to pay bills or send money to paypal or others then I would I need paypal at allI? Except that paypal is much quicker and to send a check (not everyone is electronic) it takes several days. When I first started with paypal years ago, it is how I had it set up paypal to pay for items from EBAY which is how ebay preferred to by paid. But actually it is easier to pay for some items using paypal rather than my visa which is hooked to my bank and maybe paypal is safer that way. Some items I buy are for my use only and I don't particularly want them posted on my bank account which is shared with my husband if you understand what I am saying. I keep some autonomy that way. It is not that he would care what I spend money on; he of course see when I transfer money to paypal; I still like to buy things and keep track of them in paypal. For some merchants and requests for birthday charitable events, it is easier to use paypal and keep track of what I spend for these places. I hope that addresses what I was writing about. Thanks, Ellen
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