deano2450- Sorry it took so long to get back to you on this issue.
You're correct in that you didn't need to add the $360 before making the e-check. Adding funds from your bank account typically take 3-4 business days to actually reach our systems. Making the e-check the day after initiating the add funds, our system wouldn't tie the add funds to you making that e-check, and that's what caused the problem.
The "good" news (if you can call it that) is that our system will only attempt the add funds twice. This is a fully automated process, so we don't have the ability to stop it mid stream. As far as the overdraft fees, it's terrible that your bank charges you those. If they were fees PayPal was charging, we'd be more than happy to work with you on it. But I would hope that by talking with them, they would be willing to work with you.
Andy
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