PayPal Community

The original post has all your answers, as does the 22 pages of comments before yours.  Paypal ended backup funding September 12.  Your card will only work for the amount you have in your paypal balance. ... View more

Venmo is owned by PayPal. Backup funding also ended sept 12 for them. ... View more

I also have used the card for 20 yrs, back to when it was 3% cash back.  At some point in time they apparently changed how they handled fraud charges though, as i had one july 31, and it was going to take them minimum 10 days to investigate, and they allowed the transaction to post, even though i had reported it.  i ended up having my bank return it 4 days later, because paypal still didn't have any answers, and i couldn't risk losing my  case, and the bank only had 24 hrs to do anything with it.  It was the only time i ever had an issue, but it sure was a hassle.  you'd think they could just cancel people with habitual nsf, but apparently it's just easier to alienate large quantities of customers.  like they say, one bad apple ruins it for everyone. ... View more

since they switched to shipstation, i have not even been able to ship with them, and paypal can't tell me why.  I use pirateship to quote all my prices, and now to ship since pp can't get the error fixed ... View more

I had fraud on my card in July, they allowed the first $600 transaction through and blocked the 2nd $800 one.  I immediately reported it, hoping it would suspend the transaction while it was being disputed, as I didn't have 600 in my PayPal, so it was going to hit my bank acct.  PayPal takes at least 10 days to investigate these disputes, and they allowed the transaction to complete.  I contacted my bank, and they said they only had 24 hrs to return a payment.  At that point I still had another 9 days to see what PayPal was going to do, so at the advice of my bank, they returned it for me.   If they didn't take 10 days to investigate, perhaps they wouldn't have so many chargebacks.  Also, I had some suspicious texts, and a phone call about using my card at Walmart in Florida the week prior, and when I called PayPal, they told me not to worry, they needed the whole card number to use it.  (they verified the last four). I should have pushed harder at that point for them to issue a new card.   Also this fraudulent charge was for an at&t bill and the PayPal rep had the audacity to ask me if "I was sure I didn't have an at&t account", then also told me I should just call at&t   ... View more

I knew the 12th was the last day, but we have also had declined transactions today, so i guess it really ended yesterday.  Not impressed   ... View more

If you've already been using your car for years, you should have a bank account linked, unless you are using a paypal balance?  Paypal is doing away with all backup funding methods, so downgrading to a personal account won't help ... View more

I just got this email this morning.  I've been fighting with them to re confirm my bank account after my business debit card was hacked and I had to cancel and get a new one.  I guess I don't need to worry about that any longer.  I already had to move all my monthly recurring payments off PayPal, because they refuse to let me pay for anything with my bank account, but I can sure deposit to it.  I will be following to see if anyone else finds something with a back up funding method/system to similar to this.  I've been using this card exclusively for probably 10 yrs, back when they paid 3%!  I don't even have a bank debit card off my account.  Super annoying. ... View more