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Suddenly automatic currency conversion

tshen
New Community Member
Posted on
‎Oct-25-2024 11:23 AM

I have an automatic mounthly payment. 

Payment is in USD. The funding source is a Polish bank card - in USD.

An automatic PAyPal "Convert with PayPal" option was disabled. 

Usually, the operations proceeded as planned, in USD , from my card in USD.

But, today, PayPal tried to charge my card in PLN using the PAyPal rate (+5% to the FX rate). Because of my polish card have an "wrong currency protection", the transaction was declined. Then, Paypal tried to charge the other card, linked to my Paypal. Also in PLN. 
Questions:
1. Why the original charge probe was in PLN?
2. How did PayPal decide, what card to charge, if the default card was declined?
3. Even if the default card was declined, why the second charge probe also was in PLN, not in USD?
4. How to fix this?

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Who Me Too'd this topic

The money in your balance is eligible for pass-through FDIC insurance.

The PayPal Cash Mastercard is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC.