Some payment amounts not sending

MattS78
Contributor
Contributor
I have sent a friend money through the friends and family option a few times over the last week. I sent $30 about a week ago, which has the message "the recipient should have the funds by October 26, 2023", which they have not received, but the money has been taken out of my account as of October 24. I sent them smaller sums of money since then, which they have received without any issue. Is there a reason the $30 payment has that message and has not appeared in their account yet?
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kernowlass
Esteemed Advisor
Esteemed Advisor

@MattS78 

 

Echeques are often used for friends/family payments which are payments funded via a bank account.

 

Transfers from bank accounts are never instant as Paypal use electronic transfers ie echeques (cheaper but slower).

Funds normally leave your bank account from a few hours > few days later but they take several working days to clear through to the seller/Paypal as they go via ACH in batches.

Its called instant because normally Paypal credit the seller upfront and then Paypal take the wait for the funds to transfer, this is so you get your item without delay.

However there are times however when its you and the seller / recipient that take the wait for the echeque to clear and here are some of the reasons...

1. Back up card has expired or needs updating.
2. You have had a recent negative balance or failed bank transfer (so paypal are not going to credit the seller in advance in case it happens again).
3. For some high cost riskier payments / transactions.
4. Friends / family payments *funded from a bank account* as this option is free then its you that takes the wait this time.
5. Clearing a negative balance.


Advice is voluntary.
Kudos / Solution appreciated.
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MattS78
Contributor
Contributor
So it's basically just a matter of waiting on both of our parts? Is it normal for the money to be taken out of my bank account but not delivered almost a week later (and multiple days past the point PayPal said they should have the money)?
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