Do I have to connect a card or bank account to PayPal to receive money?
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Do I have to link a card or bank account to PayPal to receive money or can I just use the account without linking anything?
- Labels:
-
Receiving Money
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
Money sent to your personal account cannot be held as a balance in your personal account. When you receive money to your personal account, you can:
Accept the money to transfer to linked bank account, to eligible debit card, request a check for $1.50 fee to be deducted from withdraw amount, OR keep it in PayPal by setting up a Balance Account by verifying your identity (name, address, DOB and Tax ID number) to hold and use the money as a balance in your Balance Account for purchases or to send personal transactions to friends and family members. A Balance Account is separate account from your personal account. If you open a Balance Account, it will be linked to your personal account.
Note: For some purchases, a card is required as back up to paying with a balance, or for verification of billing address to complete checkout.
Kudos & Solved are greatly appreciated. 🙂

Haven't Found your Answer?
It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.
- SMS Verification with No Phone Number Option in Managing Account Archives
- Issue with adding number to login into my account. HELP! in Managing Account Archives
- New account, Text message not received in Managing Account Archives
- SMS confirmation not working in Managing Account Archives
- Not receiving 2 factor in Managing Account Archives