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Instant purchases require a credit card be linked to my account?

Member

Instant purchases require a credit card be linked to my account?

I started my PayPal account with my checking account. I do not have a debit card. I want to purchase a computer online, but when I try to pay with my account, even though I have more than the necessary balance, it tells me that in order to make an instant purchase, I must have a credit card linked to my PayPal account. Why is this necessary if I have enough money in my PayPal account to begin with?

5 REPLIES
Contributor

Re: Instant purchases require a credit card be linked to my account?

Consider this a strong security measure (to protect you, the buyer). If you add a Credit Card (VISA, AMEX, MasterCard), you will have a vehicle to go back on (through your credit card company) if the item purchased is for example: Not what you thought it was, never received, damaged in transit...

 

If you've ever been burned by a seller, especially on a high ticket item; you will want this extra security !

New Community Member

Re: Instant purchases require a credit card be linked to my account?

I do not understand this answer. As long as my balance is higher than the amount I have to pay, the payment would be debited from my paypal balance and not from my credit/debit card so where is the extra security?

Anyway, what can people like me do, who do not want to enter a credit/debit card information. I just loaded my paypal account per moneypak to avoid linking my credit card or bank account and now this sh...

Volunteer Advisor

Re: Instant purchases require a credit card be linked to my account?

 


@alexander444 wrote:

I do not understand this answer. As long as my balance is higher than the amount I have to pay, the payment would be debited from my paypal balance and not from my credit/debit card so where is the extra security?

 


 

If you buy from a non-ebay seller, the seller can send you a rock in the box and you'll have no buyer protection.

 

You only get "Not as described" protection with ebay purchases.

New Community Member

Re: Instant purchases require a credit card be linked to my account?

Can you make an instant purchase using your PayPal account by linking your bank account instead of adding a credit/ debit card? I'm asking this because, like the original poster to this topic, I don't have a credit/ debit card.

 

If not, what's the point on having a PayPal account? PayPal in this case would only be like another middleman when someone could just use there credit/ debit card directly to make a payment.

Member

Re: Instant purchases require a credit card be linked to my account?

I'm having issues as well. I submitted money via MoneyPak and I have no checking account. What's the f^cking purpose then? PayPal robbed me of my 20 dollars. I suggest that everyone withdrawal the money and close their accounts to this sh!tty @ss service.