I would like who has been scammed

laylaw095
Contributor
Contributor

I would like to know how many of you been scammed using the app of family and friends when ask by a sell to pay them this way, this is a Paypal app and you can choose if a seller asks you to do so

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kernowlass
Esteemed Advisor
Esteemed Advisor

@laylaw095 

 

You won't get scammed if you don't use the friends/family option for paying for goods/services.

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.



Advice is voluntary.
Kudos / Solution appreciated.
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