I was scammed of 75 GBP
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So i was recently scammed of 75GBP, i payed through paypal FNF and the seller had me write this in the note "This is a payment for a virtual (intangible) item. Physical shipment is not required. I understand that this is a non-refundable transaction. By sending this payment, I agree that I have already received the item and I am pleased with my purchase and the item is as described. I will not chargeback as the transaction is complete. I confirm that I am the owner of this PayPal account and I authorize this payment as I continue to proceed with the payment. If I chargeback, it would be considered to be fraudscam."
I have a lot of proof that it was a scam and that there was no product delivered. I took videos and screenshots as proof of the transaction.
Is there anyway i can charge back?
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Disputes & Chargebacks
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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.
Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.
If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.
Advice is voluntary.
Kudos / Solution appreciated.
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