I got scammed

Temp20230413z
New Community Member
I think I'm pretty much **bleep**. I got scammed, $350 lost. I was paying someone else to convert my money to my country's currency (IDR) but I didn't get a transfer back. I chose the "friends and families" method to pay, so I'm pretty sure PayPal won't give me a refund. I've issued a problem to the Resolution Center but they've closed the case because they couldn't detect any fraudulent activities, which I understand because there was no buyer protection. Is there something else I can do? Will PayPal see to this problem and help me?
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3 REPLIES 3

kernowlass
Esteemed Advisor
Esteemed Advisor

@Temp20230413z 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




Advice is voluntary.
Kudos / Solution appreciated.
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Temp20230413z
New Community Member
So, that's it then? No other chances for me to get my money back? Welp, then it is what it is I guess.
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Temp20230413z 

 

Any chance you have I already advised in my last paragraph in my above post!


Advice is voluntary.
Kudos / Solution appreciated.
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