If you are approved, it usually takes 7-10 days to receive your PayPal Business Debit Mastercard in the mail. If your application for a PayPal Debit MasterCard is denied, you can reapply after 30 days.
PayPal Credit aka Billmelater is an virtual credit line. There is no plastic card. You can use it when buying online through your web browser at online merchant websites or by smartphone through the PayPal app.
