Set up Strategies

[dontheodore]

I am new to PayPal and to figure out the best way to set it up. 

So if I have loaded my bank accounts is there a reason to load the debit cards that these banks issued?

Is there a reason to create a balance with PayPal?

[Oregon11]

@dontheodore

You can add funds to your PayPal balance if you want but its not necessary. You'll always be able to select which bank, debit or credit card you want to use for a specific transaction from your PayPal Wallet.

If you receive cash back, points or other benefits from your card issuer for purchases, that would be a good reason to add them to your Wallet for use.