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If you carefully read the notice on the back of your card again, it directs state and local government agencies to use the substitute address on back of the card for maintaining agency records and conducting correspondences. This does not apply to companies such as PayPal and is why PayPal does have a waiver. PayPal is not a state and local government agency. Why the agents didn’t point that out to you is puzzling.
You can try this…look up the address of the post office where your P.O. Box is located. You’d want the street address location of your post office, ok? Got it?
Then go to add a new address in PayPal.
Enter only the street address of your post office in the Address 1 field. And put “PO Box ####” on the Address 2 field right under it. Got it?
Then enter the post office’s City, State and zip code.
Click Submit/Save.
If it works, you’d want to save this address as your Primary Address.
Plus, if you have other cards to link to PayPal, this po address has to be the address at your card account too in order for successful linkage to PayPal. The addresses have to match. This will designate your P.O. Box address your “Billing Address” in your PayPal account.
Kudos & Solved are greatly appreciated. 🙂
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Not convinced yet. It refers to the “agencies”. PayPal is not an agency and not the DFS/NYSDFS. I would agree if it specifically said/included “financial services, fintechs, insurance companies, banks”, etc though, but it don’t.
Kudos & Solved are greatly appreciated. 🙂

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