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my account is not working. it says you have no longer use paypal. and my payment is on hold ..

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my account is not working. it says you have no longer use paypal. and my payment is on hold ..

my account is not working. it says you have no longer use paypal. and my payment is on hold .

paypal email me that you have two option - refund to buyer or wait 180 days 

. please help me...how i adctivate my account or  how i refund all pending amount to buyer