overdraft charges help

Hoodrich
Contributor
Contributor

first time poster here i just need help what is going on

 

so to sum up what is happening to me

 

so i have a bank and this paypal account as usual i pay with my debit card but it was low on funds

so i asked my dad if i could use his so i added his card to this paypal account so i go back to ebay and pay for my items

i bought 2 items and when i went to check out i used the card ending his number and it went all smooth and dandy

and then i saw my account at -28.00 so i had investigated but the bank account still had a pending on the payment so i didnt worry much because when i saw the paypal it had my dads debit card as a back up funds in case this card was empty so i didnt panic to much

 

2 days later i check it out and i am at -236.00 and i have 3 overdraft charges what is going on

and now im mad/confused i mean it was his debit that was used 

 

what should i do/have done, im also going to the bank would this help unfortunately it is sunday tomrorow so i would have to wait on monday

 

thank you in advance

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2 REPLIES 2

Drakmor
New Community Member

I have had a similar problem recently. Paypal keeps trying to charge my bank account for $16.94. Now, I know what it is for, but I have been charged several times in one month. My account was overdrawn $119. Is there anything that can be done to stop them charging me until i have the money in my account???

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hokoolus
Contributor
Contributor

My case is similar to you. 

 

I've been using eBay and Paypal for years, and i always have my credit card as the backup source.  It worked find before.

 

Last week, I made 4 purchases on eBay, 2 were big, and other 2 just few dollars.  My bank didn't have enough funds for either of those 2 big orders, and they should go to my credit card.  However, instead, paypal charged all 4 on my bank account, and caused four $35 overdraft fee... filed a dispute on resolution center and still waiting for their follow up action....  

 

If they couldn't tell my bank doens't have enough fund and still forced to dig money low balance account, then what's the point of having the backup credit card in account???  I'm so **bleep**!!! Robot Mad

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