Not using my payPal balance to pay for something?

[duke46]

I leave money in PayPal for my own use and to buy things off eBay 99% of the time. Its my mad money and wife can't spend it. HAHA!

Now this happens a lot with me because I have friends that want to buy something of for me to bid for them and they deal in cash only. I buy they pay I take their money to the bank. But if I have a paypal bal of $100 and the item is $100 then I use paypal then you take my money. If it would let me choice to pay through my bank only or charge card or whatever then my $100 would still be in your account. But it looks like it want work that way? Why can't I make the choice on how to pay for an item without you automatically taking the $100 out of my balance all the time?

I would think if you operate any way like a bank then you would/could earn interest on what people have in their accounts but maybe you don't operate that way?

For me to get my $100 back into your account I have to do a bank transfer and that takes more time than it should to do it for some reason? So I have to wait till it is there to use it when I need to. Then the wife might get to it first!

Do I need two accounts with you maybe so I have better control?

[Nish]

It would be very useful if there was a choice to how a payment was being made, credit card, bank account or paypal balance you want to use.  I buy things for different reasons, some for work, some for kids and some items for wife and each time my balance gets wiped out!

But I assume that PayPal are not going to chance this in a hurry!

[lkasneci]

I'm buing goods with PayPal, but my paybalance is keeping constant:

-I buy with paypal, my paypal balance is deducted

-then my credic card is deducted with the same amount, and amount of money is used to keep my balance account constant.

this is not what I want. I want to use my paypal balance and not my credit card. How can I do this??

thx.

[Headegg]

I fully agree!  I am now told that PayPal only uses one's bank account if one has stipulated ,payment on delivery'. I would like to hear whether that is the case with all the other queries and in my case, well, I shall see once I have changed my instruction.

[jeepredrum]

my account settings have NOT enabled "pay after delivery" yet paypal is still taking $ from my bank account before using paypal balance

[kernowlass]

@jeepredrum

They will if you want to pay in dollars instead of pounds.

You need to have dollars in your paypal balance to pay in dollars.

If its in pounds sterling you will need to convert it first.

[pape]

What if I don't want  to use my Paypal balance

[curtst]

Is there a way to make it so it doesn't use my paypal balance and just the selected credit card?  I had to make it purchase and wanted all of it to go on a credit card, but it ended up clearing out my paypal balance plus putting the rest on the credit card even though I had selected the credit card.  We should really have the option!

[duke46]

Well I am not sure if I was the original one that ask this question or not and that has been more than a year ago.

PAYPAL DOES NOT GIVE A CRAP AT WHAT WE WANT but just what the do would be the only conclusion I could think of.

It is not going to happen unless some one brings a class action suit on them and even then they got the bucks and we don't

[kernowlass]

The only way it won''t use your paypal balance is if you withdraw that balance to your bank account.

[timothycrooker]

well when i purchaced something using my paypal on ebay it not only required that i use a card with the account but also chrged the money directly from the card instead of using the paypal balance