Do you know how to make your credit card primary and not the bank account?

Angelica12410
New Community Member
I want to pay only from my credit card not from my bank card & it keeps asking me to give them my bank card information what can I do to not have to give them my bank info? Please help?
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2 REPLIES 2

TsufakTuna
Frequent Contributor
Frequent Contributor

Hi Angelica12410,

if your bank account is verified and linked to your PayPal account it is not possible to change the automatic hierarchy of funding sources. Each time you check out you would have to manually change your funding source.

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snowshoe
Frequent Advisor
Frequent Advisor

This should give you an idea on how the system is intended to work:

 

PayPal will first look at your PayPal Account balance, if you have insufficient funds, PayPal will then take the funds from your Bank Account.  PayPal will do an instant transfer from your bank account assuming you have a current linked and confirmed credit card.  If the card is not current or no card, then the transfer from your bank account to pay for the purchase can take a few days, possibly up to 4.

 

If you have a credit card and no bank account, then the credit card will be used. This all happens assuming you don't elect to choose a funding source. Note, If you have both a bank account and credit card, you can choose to pay with your credit card on the PayPal Checkout screens by using the pay with another source option. There you can select your card from the dropdown.

 

It is possible to pay using the funds in your Account balance and the remainder with a credit card however, you must first elect to pay with your credit card. Your available balance will be used up and the remainder is charged to your card. As this now looks like you've sent a single payment, you remain eligible for Buyer Protection. You would not be eligible for Buyer Protection, if you paid for the item with two separate transactions.

 

What you cannot do is split a single payment between 2 bank accounts, 2 credit/debit card accounts or a bank account and a credit/debit card account. In addition, you cannot split a single payment between 2 PayPal accounts.

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