Unauthorized Paypal INST XFER

Smiped
Contributor
Contributor

Hi guys I just logged on to my bank account and in the transactions I see two "PAYPAL INST XFER LARSONROBBER WEB ID: PAYPALSI77 - $25.00" transactions (total $50.00) and another "PAYPAL INST XFER MKATHLEEN83 WEB ID: PAYPALSI77 - $6.50" transaction. The first transfer with the name "LARSONROBBER" is kind of blantant that this is a scam transaction that I did not authorize.

 

I never authorized these payments and in fact I rarely ever spend on my bank account so I'm certain I've never mistakenly bought something that I didn't realize. I am trying to dispute the transaction online through PAYPAL but I cannot seem to find the transaction ID. Help please!

Login to Me Too
30 REPLIES 30

TheGag
New Community Member

I called Paypal and they told me mine is for Ebay Shipping for orders that i used Ebay shipping to send my packages.

 

good luck

 

 

Login to Me Too

MistyRed
Member
Member
I just had this happen to my account as well. I just have 2 transactions showing in my chase account for $230. TWICE in one day. I don't have anything that is linked to it like ebay, Amazon or any other websites except Microsoft. Which comes out every month. I barely use my PayPal to pay for anything. My chase account number is connected to it not my debt card. I found out on Friday that my computer was hacked. I shut down anything that was linked to my chase account but forgot about paypal. I will be contacting chase because I do believe this is fraud. I recommend everyone contact their banks and report it as fraud as well. I will update after I speak with chase and let everyone know what they say.
Login to Me Too

csmith0320
Contributor
Contributor

It's happening to me too and it's been happening a few years. I'm about to take action. I should have before now but I typically only notice it when taxes are due. I have all the charges highlighted in my bank statements and oddly enough they all end in 88. Class action suit may be in order. I don't even use Paypal for this very reason. 

Login to Me Too

Whac-A-Mole
Frequent Advisor
Frequent Advisor

@csmith0320 wrote:

It's happening to me too and it's been happening a few years. I'm about to take action. I should have before now but I typically only notice it when taxes are due. I have all the charges highlighted in my bank statements and oddly enough they all end in 88. Class action suit may be in order. I don't even use Paypal for this very reason. 


just because the description said Paypal or Ebay or AMZN does not mean it comes from these venues.

you have to dispute these charges with your bank,your bank would know where it comes from.

if you do banking with your phone,check your malware security.

Login to Me Too

csmith0320
Contributor
Contributor

Thank you for explaining. I'll do just that and see where it takes me.

Login to Me Too

dbnap07
Contributor
Contributor

I had one with Paypal INST XFER and it was from VUDU. 

Login to Me Too

roxmestre
Contributor
Contributor

I have the same problem, there is NO DETAIL the debit on the bank account only says Paypal Inst Xfer for $3.24.  There is NOTHING in my activity in my Paypal account.  I am VERY concerned if there is no record of the transaction anywhere how can I dispute it?

Login to Me Too

booksw
Contributor
Contributor

I also had a similar experience and I tried to report it directly to someone at Paypal but after a very long time on hold after I reported fraud to the computer attendant- I decided to hang up and call my bank instead.  They (Wells Fargo) answered the call very quickly and placed a 'stop payment' on the charge (I caught it within hours of the transaction).  I also posted it on the Paypal resolution center. This is worrisome on a lot of levels.  The account that was breached is one that I haven't used in nearly 10 years and has an account number I have never given out anywhere.  The paypal system must have had a way to enter it through another account that I do have registered with paypal.  For now, until this is resolved, by bank has put a block on all paypal transactions from all my accounts.  Happy Cyber Monday...

Login to Me Too

cmflores9
Contributor
Contributor

Opened up a Chase acct 6 months ago and have absolutely zero PayPal accounts tied to it (just one incoming direct deposit and one outgoing manual payment for my son's school), my wife and I declined to even have debit cards for the account. In the last 3 weeks we've have PayPal debits totaling over $1K (Chase is aware of the fraud and has reversed the charges). We were informed by Chase that our checking account has been compromised and was advised to close the account. This is not a PayPal issue, it's a Chase issue. Goodbye Chase.

Login to Me Too

Whac-A-Mole
Frequent Advisor
Frequent Advisor

if you have a Paypal business debit card,and there is not enough fund in your Paypal balance,Paypal would take the remaining from your bank account .

but it should show up in your activities history.

if there is no such transaction,then it is not coming from Paypal,you need toc heck your own securities,cehck your cell phone if you do banking online.

just because it said Paypal,EbAY,Neflix,Gooogle,APPLE does not mean it comes from them.

Login to Me Too

Haven't Found your Answer?

It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.