Paypal Seller not protected....

missgreen731
Contributor
Contributor

A supporter of my business DONATED to me $500 without asking for a service. The money was spent immediately due to an emergency. She then later asked for a service which I then offered to send her an invoice for, which is separate from a donation. She did not answer me until weeks later in regards to the SERVICE. By then I did not feel comfortable or feel able to help her in her condition, she layed out the details of being a "targeted individual" which is something I am not professionally able to handle. An invoice for the service was never sent. She never paid for a service. I feel roped into being forced to give someone a service that I do not owe. The money she gave me did not come with conditions. 

 

Paypal claims that the customer has the right to their own credit card protection rights. So with that being said, Paypal was able to deduct the money from my account leaving me in the NEGATIVES about 500 bucks. Paypal is the way I run my business and how I have been surviving. I now not only not have the bit of money I had in my account, but to make any more money would just be replacing what she took.

 

Paypal does not protect the seller from donations versuses services rendered. I feel that if a customer wants to take back a donation at any given moment then that is PAYPAL'S responsibility to handle the money issue until the case is resolved. This issue could last up to 30 days with me being in the negatives and it's not fair. It makes me feel unsafe to receive donations in the future.

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snowshoe
Frequent Advisor
Frequent Advisor

Not sure if you read the User Agreement but, "services" are not covered for Seller Protection either.  All someone has to do is open a dispute for an unauthorized transaction and in most cases they will get their money back.  Additionally, if the person pays with a credit card and PayPal decides not in their favor, the person can contact their credit card issuer for assistance.  If the credit card issuer does a successful chargeback against you, not only is the money returned but, PayPal charges you an additional $20 for processing the chargeback.

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