i have had 2 paypal in 4 one of 199 and one of 61 no problem i recently tried 2 lots of $61 so $15 per fortnight times 2 the 1st charges are sitting on my bank as pos authorisation i have been a member for 15 yeqars and had at least 100+ transactions with paypal just now i thought i would test the system so i tried an order for $173 which was the same company my previous pay by 4 the one for $61 this time i was NOT offered pay in 4 my conclusions are that paypal have no idea on running a system like bnpl they want to compete but cant afterpay humm zip light years ahead which is disappointing as paypal in 4 is a bonus for overseas purchases so people be warned u miight think u have a order but if ur statement says pos authorisation the order has not gone thru and if its a spot sale with limited stock as mine was u lose out paypal are like the big four banks no service and i had a credit and applied for a refund i was offered a choice normal bank transfers like 5 days not including weekends banks dont work 7 days like most businesses but wait for $0.50 you get a instant trasnsfer just like most of have come to use on mobile apps only online is still 4-5 days the big boys day of reckoning is gonna come
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