I got hit yesterday with a 500 gift card purchase. 293 out of paypal and -200 from my linked bank account! Ebay transaction posted 6:00 PM thursday, it was already at the processing station by 0745 AM friday and on my doorstep by 3pm friday. Told the seller I need to return it, guy said he checked the balance and it was ZERO now so someone used it. How, It was in the posession of the mail system the whole time! AND he was the only person to know the number on the card as its still sealed. Ebay told me the transaction looked out of my buying pattern and to open a dispute with paypal. Paypal denied me saying the transaction was not unauthorized, Ebay says I can't open a dispute for a fraudulant zero balance card because I already opened a dispute with paypal, as ebay told me to do. How would someone buy a card with my hacked account info and already know the number on the card to use it online? can I appeal this "denied" autoresponse?
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