A chargeback was filed against me, I won and was reimbursed for the amount of the chargeback, but still charged a $20 fee by Paypal. Since I didn't deserve this stressful situation in the first place, as was confirmed by the buyer's bank and/or Paypal, I should not be liable for anything. It doesn't seem like a stretch that Paypal will be encouraging buyers to file chargebacks left and right, if they can collect such a large fee no matter what the outcome.
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