Worst customer service...EVER! There are way to many other credit card options out there to put up with this company. I pay off all my cards and never carry a balance. Sometimes I reach my $10,000 credit limit in the middle of the month and I transfer funds to cover that balance and keep using my card but Pay Pal takes 14 days to apply my payment to my account. Now they will take and deposit my money but then take 14 days to apply it to my account and because of this I overpaid my account by $5000.00 and even with a $10,000 credit limit and being over paid by $5,000 my current credit limit is only $3,000.00 and will stay that way for another 8 days. If I want a refund Pay Pal will take at least 3 weeks to mail me a check. Talking to their customer service, which i have called at least 15 times since opening my account 3 months ago, is like talking to a rock, just horrible. I have never seen a credit card company that does not want you to spend and pay off as money as possible. I opened my Pay Pal credit card account hoping it would be my "go to card" at a 2% refund but after 3 months and nothing but problems I can't wait to close my account and move on and highly suggest everyone else do the same. Way to many better options out there.
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