I wouldn’t panic; payments made to you go straight to your PayPal balance. You have to manually withdraw them from that balance. Should they not be withdrawn and you make a payment, the funds for the payment will be taken from those funds that were in your PayPal balance.
When you use PayPal to send money, we always attempt to take the funds from your PayPal account balance first. If you have no PayPal balance, or not enough to cover the whole transaction, the remainder will be taken from your bank account. If you don’t have a bank account confirmed with PayPal, your debit or credit card will be charged instead. The payment method hierarchy is as follows: 1. PayPal Balance. 2. Instant Bank Transfer. 3. Credit or Debit Card. 4. eCheque. The default payment method cannot be changed on your account but can be changed per transaction. To change the payment method for a transaction, click the 'Change' or 'More Funding Options' link on the final page during the Send Money process and select a different payment method.
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