Is there any possible way to not have my direct bank accounts used as a back up while still having my debit card ALSO linked to pay pal? Because I have two active sources my debit card and the second being my checking account. They are two avenues to the same street and my credit union takes a few steps on blocking corporations businesses etc from taking money that I don't have but only if the payment is attempted through my debit card. If they use my checking account number though it's the exact opposite it's the wild west they can just take and rake and my bank does nothing to stop this until an unreasonable amount of money that I don't have has been taken and then all they do is send me a bill. Is there no way to stop this? I It used to be a reliable way for me to shed unnecessary subscriptions if the money wasn't there the bill could not be paid and subscription would be cancelled. Seems fair and reasonable.
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