Hello @AmazonDi,
Welcome to the PayPal Community Forum. I'm sorry to hear you've run into some issues with a recent Pay in 4 authorization. Normally, PayPal will pre-authorize an amount equal to the initial down payment or one-fourth of the total purchase amount on your payment method, which will be pending status.
Once the purchase is completed, the pending authorization will be removed, and the initial down payment will be taken from your payment method.
If you are inquiring about how to fund the repayment, your confirmed bank or card can be used for automatic repayments. At this time, your balance can be used for one-time repayments that you initiate through the app or site.
If you still have questions about your Repayments or How Pay in 4 works, please review those links for some very useful Help Center articles or reach out to our Customer Support teams for assistance.
Best wishes!
- Jon K
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