PayPal Community

So I was adding money with my personal debit card but it said "We're sorry, you don't have permission to complete this action. For more information, contact the person who controls your account permissions.". What should I do? I cannot fix my negative balance. ... View more

I helped someone around 2 months ago (he's the friend of someone I know) with buying a monthly subscription for a software (there were 2 licenses, so 10 USD in total) which only accepts CC payment so it's kinda considered as reselling. Everything went okay, he gave me the money as goods&services, I bought the licenses, I sent him the payment proofs (on Discord, a VoIP service, which is similar to Skype) & he thanked me...And after 2 months, he opened a dispute, stating that he did not "receive the item" which is FALSE and he is just trying to scam me by requesting a refund (he managed to escalate the issue to paypal before me, because I tried on the amicably way to discuss with the guy. I managed to get in touch with him and all he said was "oh i didnt know it was you why did you change your discord name sorry for that bla bla bla... i will cancel the case now -which obviously didn't happen because he blocked me after asking him multiple times...for 2 days straight-". He also lied in the case by saying "I attempted to purchase a Rockstar account and i never got a response and he blocked all way of communicating with me". There wasn't any rockstar account involved and I appealed the claim right after he managed to escalate it. I've attached 10 screenshots with our conversation, which include payment proofs, the buyer confirming his identity as well as the end of the conversation, where he blocked me. On the other side, I've also explained everything that happened and now I'm just waiting for a response. I also asked him why he chose goods&services and his response was "to not pay a fee". He already knew I was trusted because I was recommended by my friend & he still chose it. I didn't care that much about a goods&services payment but as long as you don't experience something you will never fell the pain... The case estimate is March 18th. But now I got a few questions: If I will lose the case, will they charge me $20 as a dispute fee? I do wanna mention that the refund was not yet issued/nor did he ask his bank to issue one. And if they will, they will take those $20 dollars from my CC? Besides the fact that my balance is already negative (-10USD/-7.53EUR). And 20 is way to much for a dispute + I live in a country where money is a problem (Romania). What will happen if I will never top up my balance so it will be positive again? I already know that paypal works in a really bad way that in 90% of cases the buyer wins the case, even with the proofs attached. I do not want to pay for a thief's damage. ... View more

Hey everyone! I've just applied for a debit card ( Type: VISA, Bank: BRD - Groupe Société Générale & ISIC  - which is basically a card for students whose age must be 14+ ) and I went to the bank to take it, right after it was created. I've first tried to link it to my PayPal account ( 2 days ago ) and I got an error message saying ( "Your card was declined by the issuing bank. please try a different card or contact your card issuer with questions." ). Before receiving the card, I asked the woman who's working at the Bank if I'll be able to perform online payments, as well as payments through PayPal etc.. and she confirmed it. The balance is 0.00 RON at the moment ( Romanian currency ), meaning that it's empty. Also, I had to go with my mother, since I'm not 18 yet. That woman also asked my mother if she would like to renew her debit card ( from Maestro to Visa Standard ) and she agreed. Today I've tried to do the same thing, but this time, with my mother's card ( in this case, she had some money, not like me ). Fortunately, I was able to link it, but I wasn't able to confirm it ( so I could use it without spending or withdrawal limits ) because I got this error message right after I pressed the "Get Code" button ( Your card was declined by the issuing bank. Please try a different card or contact your card issuer with questions. ), which is the same message as the one I've gotten before. That's how it looks like ( the ISIC card, not my mother's card ), the benefits are also mentioned below, as well as what I can do with this card ( online payments enabled ) - ( Use Google Translate 😞 https://www.isic.ro/de-ce-merita-sa-iti-faci-cardul-brd-isic/ What should I do in this case? I don't think the online payments are blocked, since I was able to link the cards to my Google Account ( Google Pay to be more exact ), & I haven't received any error message. I really want to get them working ( I can already use my mom's card, but I can't confirm it 😕 ) I would really appreciate your support!                                                                                                                                                        Regards,                                                                                                                                                                                                                     Cipu     ... View more