So I made a payment yesterday for an item, over £250, paypal decided to send it by echeque, the seller sent the item yesterday it was received today, money is still in my bank account, my question is, now I need to be very careful as it looks as if I have more money than I actually do, why is this not kept in a holding account on PayPal, its now going to be a very stressful week making sure I don't over spend, also what happens if a bill were to come out if my account? Using the money I need to have in there for the item? I'm assuming it would be like a normal cheque and bounce, I have no intentions of doing this but have all these thoughts going through my head now, its totally stressed me out
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