The color of money !
I have looked through everyone of the other payment options eBay allows. They all hold funds for a certain period of time. I don't think there is any getting away from it, not selling on eBay.
I also use Paypal for other than eBay, for my website, but my Paypal is my Paypal regardless of where the sale is initiated and paid.
If you are thinking of Propay, you really need to read everything. They have too many little things that you don't want to get involved in. Example: If on their statement, a buyer does not remember just who they paid that money to because they don't remember you, if they contact the bank and inquire, the seller using Propay is charged $20.00. Amazing ! There are quite a few other things for which they charge. I seriously was thinking of them, but no more. Paymate only allows one id, plus there is also a hold. I did not find a single one without a hold period. This leads me to believe now that Paypay is simply following suit.
I did not know this has been going on for so long. I am seeing posts from over a year ago, so this is nothing new. It just is hitting the sellers on here, it seems. I am pretty sure I know the "risk" they think I pose, and that is a buyer who put in a dispute about non shipment. She did that without looking at her email where she would have found an email from eBay about the shipment, which of course was before her claim. This is what bothers me, that whoever, whether Paypal or eBay held my funds without checking to see that the item was shipped. Unfortunately, I was out of town with relatives who have no computer, so this happened without my being able to respond to the dispute. Other than that, I just don't know. I have three seller ids for varied specific items, and all of them, even one funded with another Paypal account with another checking account (which you have to do to have two Paypal accounts), that id also has a hold, and that is not even connected to my other Paypal account.
All of this is very puzzling, but honestly if we intend to sell on eBay, we have to deal with this, because if you are not wanting to stay because of the hold, again, all of the ones eBay allows also holds your money.
I hope this little tidbit of information justs puts this on the back burner. Not a thing we can do other than leave eBay, and as I have had time to think about it, I do make more money on eBay than any other venue, not my website, not ETSY. AND, I absolutely do not want people I don't know coming to my home to view what they saw on Craigs List. That is worse than Paypal holding funds. You all do remember the Craig's List killer, right? You just don't know if someone is really interested in your item or to see where you live and maybe come back later. Look at how many people will know who you are, where you live and possibly your circumstances as in single, married, separated, divorced, children, etc. Don't put your children or your family in harms way because of Paypal not being what we want them to be.
I don't like this situation, but I also don't need to jump from one frying pan into another or into a fire.
I don't understand about someone saying 'these people are dangerous' (probably not verbatim). Do you really think with the millions of people using Paypal that they will single out someone to do physical harm to? I think that is taking this a bit too far.
Not taking up for eBay, but how much would you have to pay out monthly if you had a brick and mortar store, and if inventory stays for months, you have lost a whole lot more than having to wait the time Paypal is holding funds. HOWEVER, I completely do understand about not having the money to fund the shipping ourselves. My suggestion would be to come up with something that can be sent in the least expensive way possible so the shipping is affordable, not have a lot listed at any given time over what you can pay in shipping yourself (that is in your bank account not targeted for anything else), and do that for the 35 days they state is the review time, and PRAY for them to lift the hold. Ship out the next day and make sure you put the tracking number inside your eBay..the place where it says "do you want to add your tracking number" and also print all labels through Paypal which will generate a letter to you and to your customer. Then follow up with your customer yourself with the very same information just to CYB. And, even though we don't like it, leave that customer feedback first that is really nice. I have avoided negative feedback at one time by doing just that. This put the buyer in the position of looking foolish if you stated how wonderful the buyer was and how you liked communicating with them (even if it is not true). We have to play the game, and it takes such little effort to make sure we dot our I's and cross our T's.
This long comment is ONLY because I have learned all of these payment plans offered by eBay as an alternative ALSO HOLD FUNDS and some ARE SO MUCH WORSE.
I wish all of you the best. I am going to do my best to get back on 'what Paypal considers not to be risky'. I have been selling things that have to be painted after they are purchased. This means I can't ship out in the ideal Paypal or eBay time, so that makes me look risky.
Best to all of you and many blessings.
