I am new and need to know what does having a positive balance mean?

[PayPal_Adrian]

Welcome to the boards!

Think of PayPal as a virtual wallet - you can slip in your credit or debit card, your checkbook, or cash. 

The balance is the cash in the wallet. 

You can apply it towards other purchases or withdraw it out by clicking on "Withdraw" up at the top once you log in.

Hope this helps,

Adrian

[U2_Fan1]

Thank you!

[U2_Fan1]

P.S. If I do withdraw it, will there be a charge against my account? 

[sandypurins]

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@U2_Fan1 wrote:

P.S. If I do withdraw it, will there be a charge against my account? 

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US PayPal members are not charged for withdrawals.

Some non-US PayPal members are charged for withdrawals when the withdrawal amount is less than the "specified" minimum amount.

Check the "Fees" section of your PayPal User Agreement to see if there is a withdrawal fee.