PS I grabbed tis off Ebays stock report:
PayPal earns revenues in a range of ways: PayPal earns transaction fees when a Business or Premier account receives a payment or, in certain qualified transactions, when a sender elects to pay the fee in lieu of the recipient; PayPal earns a foreign exchange fee when an account holder converts a balance from one currency to another; PayPal earns fees from merchants who utilize PayPal's Pro direct payment card processing services or Payflow gateway processing services; PayPal earns fees when a user receives payments from outside the user's country of residence; PayPal may earn fees when a user withdraws money to certain bank accounts, depending on the market and the amount of the withdrawal; PayPal earns a return on certain customer balances, and ancillary revenues are earned from related financial products. PayPal incurs funding costs on payments at varying levels depending on the source of the payment.
