Thank you for your input, however, unfortunately it is not that simple. Not all of those banks actually are accepted/compatible. It allows you to select Chime, Bank of America, etc, however when you go to actually link it, it states there's an error, to try again later, then when you call and spend an hour waiting to speak to someone they tell you checking accounts with those banks are no longer compatible. So basically it's just a stab in the dark as to whether or not your bank account is going to be compatible, and the only way to find out is to create the bank account then try linking it. What an absolute disservice from PayPal. If in the US, do you have any you can personally recommend from current experience?
