Make payment toward 6 months deferred interest payment first instead of 12 or 24 month?

[danielnkf]

Hi,

I am having trouble on making payment for my 6-month payment and all my money are paid toward to my 24-month installment. 

I have called customer service but they only mailed me a letter that said they cannot move my fund to 6-month one.

Does anyone know how to pay off 6-month payment first instead of 24-month one?

Thanks!

[sharpiemarker]

@danielnkf 

See Terms and Conditions.

Payment Allocation

We will use each payment in the amount of the minimum payment due or less, first to pay billed monthly plan payments on any Easy Payments purchases, then billed interest, then billed fees, then the principal balance, and then any other amounts due. However, if you have a balance on a deferred interest purchase, during both the billing cycle preceding its expiration date and the billing cycle in which such deferred interest purchase expires, we may use the payment, after the amount to pay billed monthly plan payments on any Easy Payments purchases, to pay the balance on such deferred interest purchase(s).

We will use any amount in excess of the minimum payment due to pay the balances with the highest interest rate, then the next highest interest rate, and so forth. However, during both the billing cycle preceding the expiration date and the billing cycle in which a deferred interest purchase expires, we may use payments first to pay the balance on such deferred interest purchase(s).