Direct debit date

[ebpax1]

Hi, Sorry if this has been answered before! I paid 2 separate transactions using my bank account as I was waiting on a new debit card. A direct debit has been set up to pay for these transactions (I wasn’t expecting an DD to be set up and would rather the money have just been taken straight out of my account) and I received an email saying funds should have been taken on/around 11th April but nothing has been taken from my account yet? Could anyone please advise me when the payment will come out? Thank you!

[kernowlass]

@ebpax1 

Transfers from bank accounts are never instant, that is why when you buy something paypal credit the seller upfront for you and paypal take the wait for the funds to transfer to pay them back again, this is so you get your item without delay.

Takes 5-7 working days to transfer as Paypal use the slowest (cheapest) transfer option BUT funds normally leave your bank account from a few hours up to a few days later.

However they only take that 'risk'  of crediting the seller upfront if you pay by...

1. Bank transfer but have a back up card linked to your account as well.
2. Debit or credit card.
If you have option 1 but have no back up card linked then your payment may go as an echeque and you and the seller will have to await clearance.