PayPal is denying me my Seller Protection

Ajay009
Member
Member

Hi All,

 

I am in desperate need of some help/advice here regarding loss of large amount of money

 

6 months ago I sold an item to a customer which was delivered to them with DHL Signed and tracked post with a tracking number.

 

Tracking number is 60120149418342 and the item was delivered successfully. Last month the buyer filed a chargeback with their bank for "Unauthorised Transaction" for the entire amount £1099.  We tried reaching out the buyer but the phone number on the order came back as invalid and no email response. PayPal advised me not to worry and they will respond to the case and simply asked me for a tracking number which I provided them,

 

As the order was eligible for Seller Protection, I was told by an agent in any case PayPal will cover me under Seller protection as she can see the tracking shows as delivered.

 

Two weeks ago I got an email that chargeback was ruled in buyers favour and PayPal did not cover me under seller protection. I immediately phoned PayPal and spoke to a very incompetent person who kept insisting that Seller protection was denied because the buyer files a chargeback with their Bank rather than PayPal which I tried to explain that's not what the Seller Protection Policy says. I hung up and called again and got through to someone else who was much more sympathetic and agreed I should have been awarded Seller Protecton, so she opened an appeal ticket with the backend team to reverse the decision. I re-provided them the Tracking Number and a letter written by DHL confirming the parcel was indeed delivered to the buyer's address. 

 

One Week later, PayPal messaged me on their messaging tool indicating that the backend team have reviewed the tracking number and whilst it shows delivered and signed by "BUYER's SURENAME" it doesn't mention anywhere the buyers full address and so backend team can't confirm if the item was delivered to the buyers delivery address. They further mentioned the letter from DHL is not a valid proof of postage and instead a postage receipt should be provided. (Not sure how a signed letter by DHL isn't valid but never mind that, I logged into DHL account and downloaded the "Postage receipt")

 

I immediately responded back highlighting that no courier tracking ever shows the full address due to GDPR, and I highlighted that on https://track.dhlparcel.co.uk/ under tracking number, DHL does for the address "post code" and only the correct "post code" returns full detail of delivery. And of course, I also attached and provided the "Postage Receipt" for it as well. A new agent on the messaging tool picked this up and confirmed she can see all is order and will just open a second appeal and escalation because she doesn't see any issues. I also highlighted that the customer hasn't even challenged the delivery but filed "Unauthorised" transaction!

 

I also asked at the time should PayPal continue deny me Seller Protection under the pretence that delivery address is not clear etc I want a "Letter of Deadlock" to make a complaint to the Financial Ombudsmen.

 

Today, I've again received a feedback that tracking number doesn't show the entire full address of the Sender without any reference to all the other detail, document and postage receipts I've provided them. Also not been provided with a letter of deadlock. I've also just noticed the agent has closed the message now so I can't even reply. 

 

PayPal's phone number have been useless and they admit they can't do anything but to keep opening these appeals as it's the backend team who decide and I'm not getting a final decision letter from PayPal. 

 

This money is huge amount for me and I am desperate and lost on what to do. I never thought PayPal, such a big company he pull tricks like this. 

 

Any help is really really appreciated

 

Login to Me Too
17 REPLIES 17

snwong13
Contributor
Contributor
Indeed I suspected earlier something is not right from the day my buyer filed in complaint. Absolutely and clearly, my case can prove that the buyer is a real time scammer! How can Paypal letting go the case in favour of my buyer? Is there any collaboration between credit card issuer and PayPal behind me? I will gather all this information to get a justice for my case. Thanks. Patrick
Login to Me Too

snwong13
Contributor
Contributor
I don't understand why PayPal is removing my reply! I will sell what I can do.
Login to Me Too

snwong13
Contributor
Contributor
Few messages refrain from writing by PayPal. O will find other means make more noise!
Login to Me Too

JWK2801
Contributor
Contributor

PayPal is now telling buyers to do chargebacks rather than a PayPal dispute.

Confirmed By 3 of my buyers so far.

Login to Me Too

Faaz19
Contributor
Contributor
I Need a Few Suggestions from Sellers using PayPal. A Buyer Scammed Me, Got the Product, Filed the Chargeback, Got Full Refund, PayPal didn't even help a bit. What can we do about this.? There must be some way.? I badly need help. Please help PayPal Sellers.
Login to Me Too

B605WYN
New Community Member

on May 13th 2024, a fraudulent buyer order an item from me via Reverb.com, item was received a week later, and then he claimed for a chargeback 3 weeks later and the reason is unauthorized transaction. and the final decision from the credit card card company is on the buyer's favor. I asked to the customer relation and they said the buyer used Paypal as guest account . What I really don't understand is : how come Paypal separate the rules of seller protection between original account and the guest account. it really does not make sense and it's not fair !

 

Seller, beware of using Paypal as your payment gateway. I think Paypal is not as good as it used to be. 😞

Login to Me Too

kernowlass
Esteemed Advisor
Esteemed Advisor

@B605WYN 

 

They don't separate the rules, what they are saying is that with a guest account the buyer always uses a card and so can do a chargeback whereas if they had logged in and selected their funding source and chosen a card then again they would have the right to do a chargeback, however if they had selected their bank account after logging in then that would not be an option. 

 

The chargeback process is external to the PayPal system. The buyer's credit card issuer grants its members specific consumer protection which PayPal has no authority to replace or reduce. If a PayPal user initiates a chargeback with their credit card company Paypal have no way of stopping the claim. 

 

If the card issuer grants the case in the buyer's favour, Paypal would review the transaction on your PayPal account to see if it is eligible for Seller Protection.


Advice is voluntary.
Kudos / Solution appreciated.
Login to Me Too

rjg2012
New Community Member

I had the same.
All I was able to do (item was send to the US) was file a fraud with the FBI.
Of course, this didn't bring me back the money or item, but it felt good filing that person officially as a scammer.
 Maybe there is a similar institution in EU?
If the people doing such things get in trouble when applying for a credit card or anything because they have something like this filed against them, they may stay away from that in the future..

Login to Me Too

Haven't Found your Answer?

It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.