PayPal Offers ZERO Seller Protection
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Been with PayPal a little over two (2) years and recently had a customer falsely dispute their transaction. My first dispute in about 250+ transactions. I provided everything to PayPal. Tracking. Proof of Delivery. At one point PayPal gave me the money after investigating the false dispute -- but then took it away the next day ($-3,000.00) because the customer is now disputing it at his foreign bank. It will take 90 days for a decision to be made. 90 days.
So to be clear, the customer now has the product and the money - thanks to PayPal's non-existent Seller Protection. I'll eventually be vindicated in 90 days if the bank also agrees --- but I'm cash poor now. Messes up my Cash Flow completely. Absolutely disgusted with PayPal. I have no faith in being a customer with PayPal if this can happen with just one dispute. I spoke with several people at PayPal over the course of several weeks trying to get this resolved. At no point did any PayPal employee offer the Chargeback Protection service. I had to read about it. Some PayPal customer support reps didnt even know about it. I am leaving PayPal for good.
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The chargeback process is external to the PayPal system. The buyer's credit card issuer grants its members specific consumer protection which PayPal has no authority to replace or reduce. If a PayPal user initiates a chargeback with their credit card company Paypal have no way of stopping the claim.
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Kudos / Solution appreciated.
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If PayPal has no authority, then how can they protect a seller from unscrupulous buyers? Why do they advertise Seller Protection if they have NO authority to protect?
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You may still have protection against a chargeback but you have to read up on paypals seller protection policy then you can see how and what protection you do or don't have.
Advice is voluntary.
Kudos / Solution appreciated.

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