@rrcmrutledge wrote:
It happened to me, too. I am not expecting anything and so won't click on it.
The weird thing is that this isn't some email that someone sent to me phishing. This is in the PayPal UI. PayPal is supposed to keep me safe with financials online - is there some way that people have figured out how to scam me even going through PayPal's regular system?
There’s some things that are difficult to 100% keep safe. Bad actors’ whole thing is to keep one step ahead. They can intentionally send money via stolen financials to unsuspecting users and then contact you requesting a refund with an innocuous story that money was sent in error. If you refund incorrectly, you could end up owing the money.
If the money was sent as goods and services where you’re charged a fee, contact customer services requesting a reversal of the unsolicited payment to avoid being charged PayPal fees on it. If it’s a friends and family transaction, the safest is to always issue a refund from within the transaction details. The money will reverse back to the original funding source it came from like when we usually issue refunds. However, if payment has a deny option, denying the payment does the same thing. Never withdraw the funds to refund it outside of PayPal by bank account or western union, etc.
If a friend suddenly contacts you asking to withdraw money for them through PayPal via social media, give friend a call to confirm if they made such a request and do the transaction with each other present. Still, even friends can sometimes swindle you so be super alert. It’s ok to say, no.
Kudos & Solved are greatly appreciated. 🙂
